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PGG Wrightson Internet Account Services Terms & Conditions

1. Introduction
1.1. Please read these Terms carefully before using the PGG Wrightson Internet Account Services (these Services). You have accepted these Terms in the registration process for use of these Services. If you do not accept these Terms, you may not use these Services.
1.2. These Terms explain:
security of our site and password security;
your rights, obligations, responsibilities and liabilities;
our rights, obligations, responsibilities and liabilities; and
other important matters including amendments to these Terms, and termination of access to PGG Wrightson Internet Account Services and privacy.

2. Variation of these Terms
2.1. These Terms are in addition to and do not replace any terms and conditions for PGG Wrightson accounts, products or services. We may amend these Terms from time to time. Amendments will be effective when posted on our website. You are responsible for ensuring you are familiar with our latest Terms. Your continued use of these Services represents your agreement to be bound by these Terms as amended.

3. Cancellation or Removal of PGG Wrightson Internet Account Services
3.1.You may cancel your PGG Wrightson Internet Account Services at any time by calling us on 0800 10 22 76 during business hours (between 8.00am and 5.00pm Monday to Friday) or by emailing us on enquiries@pggwrightson.co.nz .
3.2.PGG Wrightson may at any time, with reasonable notice, suspend or withdraw your access to PGG Wrightson Internet Account Services. PGG Wrightson may suspend or withdraw your access to PGG Wrightson Internet Account Services at any time without prior notice for the following reasons:
death;
Bankruptcy;
any other lack of legal capacity;
breach of these Terms;
fraudulent actions;
insufficient funds to cover payments or payment instructions;
closure or stop of your credit account with us;
discontinued use of our site; and
any other reasonable grounds.

4. Use of Personal Information
4.1. Your right to privacy is important. Information provided to us will be kept strictly confidential and will be held securely. Any information you supply to us will be used by us to manage, administer and process your account with us. You have the right to request access to and to ask us to correct personal information held by us about you at any time.
4.2. These Terms are to be read in conjunction with PGG Wrightsons Website Privacy Policy which forms part of these Terms.

5. Security Information
5.1. We take online security seriously. Our internet account services site uses secure servers to protect your details. You will notice that the address starts with https://. instead of the usual http://. This indicates that a secure encrypted site is used for your account information.
5.2. We recommend that you do not leave your computer unattended while logged on to PGG Wrightson Internet Account Services and that you install anti-virus software and security on your computer to prevent theft/unauthorised access by any person.
5.3. If you have an enquiry you may email us from our internet site, but you should be aware that internet email is not a secure environment for forwarding confidential information.
5.4. Your password identifies you and allows you to access your accounts. You must exercise every possible care to ensure the security of your password.
5.5. Guidelines for passwords:
The password you choose must be a minimum of 5 characters and a maximum of 8 characters and should contain at least one alpha and/or one numeric character.
Your password should not relate to any known information about yourself that is easily able to be guessed or identified such as phone numbers, family names, street names, birth dates or months, or any other easily accessible personal data, nor should it be obvious, sequential or repeating letter or number combinations that may be easily identified.
5.6. Password Security:
Do not disclose your password to anyone else, permit anyone else to use your password, or keep a written record of it. Take reasonable care when accessing PGG Wrightson Internet Account Services to ensure that your password is not disclosed to any other person, in particular ensuring you are not observed while entering your password on your computer. Do not leave your computer unattended while logged on to PGG Wrightson Internet Account Services.
5.7. Changing Passwords:
If you are concerned at any time about the security of your password please phone client services on 0800 10 22 76 and arrange for your password to be changed.
5.8. Your Responsibilities:
If an error or a mistake is made you must inform PGG Wrightson immediately so that we can take the necessary steps to rectify the mistake or error where this is possible.
The security of your password is your responsibility. If you suspect that someone else knows your password, you must phone PGG Wrightson immediately. If you have failed to keep your password safe and have not advised us immediately that it has become known to someone else you will be held responsible for any unauthorised use.
You agree to give us all available information as to the circumstances of any actual or possible password disclosure or unauthorised use. In addition, you agree to assist PGG Wrightson to recover unauthorised amounts withdrawn or paid from your account or otherwise transferred to or from any other account(s).

6. Fees and Charges
6.1. You agree to pay any transaction or service fees or other charges relating to PGG Wrightson Internet Account Services which may be charged from time to time.

7. Your Liability
7.1. You will be liable for all loss, including loss suffered by other persons, if you act fraudulently, either alone or together with any other person.
7.2. You will be liable for all loss from any security breach including unauthorised transactions, which includes transactions made on your PGG Wrightson account by any unauthorised person, if you have contributed to that loss by failing to comply with any of these Terms, and in particular conditions relating to the security of your password, unless the loss was the direct result of a PGG Wrightson employees fraudulent or negligent act or omission.
7.3. You are solely responsible for ensuring that the information you provide to us is accurate. PGG Wrightson accepts no responsibility or liability for the accuracy of the information you supply to us, including incorrect information contained in the payment fields on your authority and in particular a payees account number.
7.4. You agree that your electronic payment instructions will remain in force and effect in respect of all payments made in good faith despite your death or bankruptcy or any other revocation of your electronic payment instructions until we receive notice of your death, bankruptcy or other revocation.

8. Access to Accounts
8.1. If an account involves more than one party then notwithstanding any agreement to the contrary the liability of the users will be joint and any transactions accessed on the account will be valid as if all parties had requested the transaction.

9. Your Indemnity to PGG Wrightson
9.1. You agree to indemnify and hold us harmless for any loss or damage suffered by us, our customers or a third party or for any claim or action which may be brought against us by a customer or third party which results from your misuse of PGG Wrightson Internet Account Services. This includes any failure by you to ensure that steps are taken to prevent unauthorised use of PGG Wrightson Internet Account Services. You acknowledge that any unauthorised reproduction by you of any proprietary information provided or available via PGG Wrightson Internet Account Services, or any portion of it, may result in legal action being taken.
 
10. Our Obligations
10.1. The information within the PGG Wrightson Internet Account Services has been provided by PGG Wrightson for informational purposes. PGG Wrightson does not warrant the accuracy or completeness of the materials on the PGG Wrightson Internet Account Services. PGG Wrightson does not accept any liability for any loss or damage arising directly or indirectly from any information contained on the PGG Wrightson Internet Account Services.
10.2. PGG Wrightson may at any time change the information available, without notice, including discontinuing all or any aspects of this website or the PGG Wrightson Internet Account Services. PGG Wrightson will not be liable for any loss or damage which may arise directly or indirectly as a result of such changes.
10.3. No content on this website or the PGG Wrightson Internet Account Services can or may change any contract for products or services that you may have with PGG Wrightson.
10.4. When transmitting your personal information over this website, please remember that the internet is not a secure environment.
10.5. We will endeavour to provide a secure system within which you can carry out your banking transactions.
10.6. We will endeavour to process all transactions within the time frames provided, but reserve the right to determine the order of priority of payments or refuse to make any one or more payments requested if there are insufficient funds in your account.
10.7. PGG Wrightson may delay acting on your instruction, or may ask you for further information before acting upon an instruction.

11. DISCLAIMERS AND OUR LIABILITY
11.1. Availability: PGG Wrightson will use its reasonable endeavours to ensure the availability of the PGG Wrightson Internet Account Services, subject to any downtime required for maintenance. The PGG Wrightson Internet Account Services are provided on an as is and as available basis. We do not promise that these Services will operate uninterrupted, securely or error free, or give any other specific performance guarantee relating to the PGG Wrightson Internet Account Services or their operation or use. PGG Wrightson is not liable for any system unavailability, any corruption of any data or information held by PGG Wrightson, or for any loss that is incurred because the PGG Wrightson Internet Account Services are unavailable.
11.2. No warranties: No advice or information that is obtained by you from PGG Wrightson or anyone else shall create any warranty by PGG Wrightson or us that is not expressly stated in these Terms. All warranties and representations implied by law are excluded to the extent permitted by law.
11.3. Force majeure: We are not liable for any failure or other thing that is not reasonably foreseeable or that is outside our reasonable control.
11.4. Our liability: You use the PGG Wrightson Internet Account Services at your own risk. We will never in any circumstances be liable to you or any other person in contract, tort, negligence, equity or in any other way for any loss or damage of any kind, arising from or in relation to your use of, or inability to use, the PGG Wrightson Internet Account Services. If for any reason we cannot rely on the above exclusion of liability, our liability to you will be limited to direct physical loss suffered by you to a maximum of $50 per claim. In no event will we be liable to you for any loss of profit, savings, data, goodwill or business opportunity or for any indirect or consequential loss or for general or special damages.

12. OTHER LEGAL TERMS
12.1. Severability: If any part of these Terms is held to be invalid, unenforceable or illegal for any reason, then that part shall be severed or amended to the minimum extent necessary for the balance of these Terms to continue in full force and effect.
12.2. Entire agreement: These Terms contain everything we have agreed in relation to your use of the PGG Wrightson Internet Account Services unless specifically stated otherwise. You cannot rely on anything else said or done by us (any of our representatives).
12.3. Governing law: New Zealand law governs these Terms and your use of the PGG Wrightson Internet Account Services. You agree to the jurisdiction of New Zealands Courts.

13. Further Information
13.1. Further information about the PGG Wrightson Internet Account Services or PGG Wrightson products and services can be sought by calling PGG Wrightson on 0800 10 22 76 or email us at enquiries@pggwrightson.co.nz .